It seems like more and more Americans are forced to save on medical costs nowadays, simply because they are unable to afford it. To top it off, majority of the people who skip medical checkups are often in dire need of them due to chronic conditions that require constant care and medication.
Not surprisingly, those who have to forego primary or necessary prescription assistance are often uninsured or have such inadequate health insurance that they have trouble affording even basic healthcare.
Affordable care is the right of every American citizen, but this right is being trampled upon by the exorbitant price of healthcare that not even working adults are able to afford. What can be done about this?
Fortunately, people who require RX financial assistance and medication help can find it easily enough. The government, some pharmaceutical companies and non-profit organizations are working separately and sometimes jointly, to provide RX assistance, with the help of a number of prescription assistance and medication help programs that aim to give financial assistance to those who can’t afford their medication.
Inquire About Government Sponsored Medication Help Programs
Although it’s the job of the government to make affordable medication and healthcare a reality, to counter with the non-availability of such federal and state prescription assistance programs; solutions do exist. Some RX assistance programs offered by the government are;
Medicaid and CHIP: Jointly run and financed by the American federal government, the main aim of this program is to provide RX financial assistance and access to healthcare to low-income individuals, including;
- Those who qualify on the basis of disability
- Pregnant women
- Children and their parents
Medicare: Run by the federal government, Medicare is a health insurance plan designed specifically for people aged 65 and older. Younger people with disabilities can also take RX assistance from this program. In addition to this, Medicare Part D has added prescription assistance drug coverage to its insurance plan that will help low income beneficiaries with;
- Covering premiums
State Healthcare Marketplaces: Now you can easily find medication help and RX financial assistance via health insurance plans found under the Patient Protection and Affordable Care Act.
Are You In Need Of Prescription Assistance?
You can discuss your unique financial situation with your primary physician and try to find out whether there are any patient RX assistance programs available in that healthcare facility which you may qualify for. You may also get in touch with a patient advocate who may be able to help you locate an appropriate prescription assistance program.
There are resources available that can help you or a loved one who can’t afford prescribed medication to manage a condition. Advocate My Meds is with you every step of the way, from the application process to the finding of an appropriate patient RX assistance program.