How to Financially Manage Diabetes without Insurance
There’s no doubt that diabetes is a costly disease. It’s reported that 34.2 million Americans have diabetes, and 88 million American adults have prediabetes. Plus, we lose billions of dollars every year in reduced productivity—early disability, early death, time off from work for hospitalizations, and doctor’s visits all cost our society. In the future, these costs will become more staggering.
So, can one manage their diabetes financially to improve these dreadful statistics? Absolutely. Let’s see how saving on medications or signing up for a Prescription Assistance Program may help you.
Explore other insurance options
If you don’t have health insurance, visit HRSA (Health Resources and Services Administration) for a list of federally funded health centers. However, your financial situation will decide the amount you’ll have to pay. Besides this, some community centers also offer basic healthcare services at an astonishingly low rate. Ask around in your community to find out what resources you can get.
If you’re already insured, visit your doctor and ask them if you’re on the lowest-cost medications. Numerous organizations have tiered amount charges for various medication groups. If your doctor approves, you can switch to a lower-cost option and save some bucks.
Save on medication
Think ahead and order a 2-month supply of medications online. This can help you save money. You can also request your doctor to offer you a generic prescription (if possible). These prescriptions are far cheaper than their branded counterparts—and some pharmacies have good deals on generic medications. Some pharmaceutical companies can also offer you medications at discounted rates, so ask your doctor, and they might be able to direct you to such a company.
Sign up for a Prescription Assistance Program
With a Prescription Assistance Program, you’ll be able to cover the costs of diabetes treatment. These programs can help cover for your insulin. If you qualify, getting insulin for as low as zero dollars will be possible.
Generally, the Prescription Assistance Programs have income cutoffs. However, the limits can differ substantially from one manufacturer to the other. In addition, some won’t even require proof of income, while others will make this a mandatory prerequisite.
Remember, a Prescription Assistance Program isn’t organized by the drug but by the manufacturer—this helps you get multiple drugs from a single manufacturer.
Get the life-saving medications you need today with Advocate My Meds’ Prescription Assistance Program
We’re a full-service prescription assistance organization dedicated to helping you finance the medications you need. Our aim has always been to ensure the underinsured or uninsured have access to prescription medications within the US – and until that mission is complete, we’re not giving up.
Reach out to us now for information regarding Lilly Cares, Boehringer, AbbVie, and Novo Nordisk’s patient assistance.