Affording prescribed drugs is a challenge for an average American, especially if they’re on more than one drug at the same time. The prices of prescribed medications are 2.56 times higher here than in other developed countries, causing a countrywide expenditure of $535.3 billion in 2020. Some physicians may suggest prescription assistance programs to handle the prescription costs, which can help patients to a large extent.

Prescription Drug Affordability – the Problem

The issue for some individuals is a lack of medical care or a sudden lapse in coverage due to a career switch. Others may have been cautious in selecting low-cost insurance that addressed the medications they use, only to discover that coverage was amended or canceled the following year.

Pharmaceutical deductibles, copays, and limitations on which prescriptions are covered may all put a strain on a family’s budget. While pharmaceutical firms attempt to compensate for this by providing returns to health insurers and pharmacy managers, these potentially cost-saving reductions may not apply to the patients.

As a result, both patients and attendants are constantly faced with the difficulty of being unable to purchase their medications without the help of a prescription assistance organization.

What Can be Done?

Following are some of the things you can do to afford your prescribed drugs without worrying about your bank account:

Access Medicare

Medicare Part D is a program that helps enrolled adults, typically in their retirement, to afford prescription drugs. Citizens of the United States and certain non-citizens are eligible for Medicare. The benefits and eligibility criteria for enrollment in the Medicare program may differ in every state. You can find the information on their official website.

Discuss with Your Doctor

Discuss with your physician how other people pay for their medications, and see if your physician’s office can guide you in obtaining financial aid or other alternatives. If your doctor works for a hospital, remember that large healthcare organizations have departments dedicated to linking people with prescription assistance programs.

Access Crowd Funding

Physicians often advise patients to use publicly owned funding accounts to manage their prescription drug expenditures without feeling humiliated. Many people who can’t afford prescription prescriptions have resorted to crowd-funding for assistance with their chronic diseases and medications.

Access Prescription Assistance Enrollment

You also have the option to access prescription assistance programs to help finance your medications. These programs offer financial assistance to people with chronic illnesses to afford medications.

Advocate My Meds is a full-service prescription assistance program that offers financial assistance to fill prescriptions for people that can’t afford their essential medications.

They have several programs in function for heart disease prescription assistance, asthma, kidney, and mental disease prescription assistance.

Get in touch with them and learn the criteria for enrollment in their programs.